Indian Bank Computer Officers' Exam, 2008 Solved Paper

Indian Bank Computer Officers' Exam Solved Paper

Computer General Awareness

1. A passive threat to computer security is—
(1) Malicious Intent
(2) Sabotage
(3) Accident Errors
(4) Espionage Agents
(5) None of these

2. The Secure Electronic Transaction (SET) specification—
(1) is a notice, issued and verified by a certificate authority, that guarantees a user or Web site is legitimate
(2) provides private-key encryption of all data that passes between a client and a server
(3) allows users to choose an encryption scheme for the data that passes between a client and a server
(4) uses a public-key encryption to secure credit-card transaction systems
(5) None of these

3. ……………allows wireless mobile devices to access the Internet and its services such as the Web and e-mail—
(1) TCP/IP
(2) Ethernet
(3)WAP
(4) Token ring
(5) None of these

4. 'DOS' floppy disk does not have—
(1) A Boot Record
(2) A File Allocation Table
(3) A Root Directory
(4) Virtual Memory
(5) BIOS

5. 'MICR' technology used for clearance of cheques by banks refers to—
(1) Magnetic Ink Character Recognition
(2) Magnetic Intelligence Character Recognition
(3) Magnetic Information Cable Recognition
(4) Magnetic Insurance Cases Recognition
(5) None of these

6. All the information collected during database development is stored in a—
(1) repository
(2) data warehouse
(3) RAD
(4) CASE
(5) None of these

7. The……………….component is used by the data analyst to create the queries that access the database.
(1) data extraction
(2) end-user query tool
(3) end-user presentation tool
(4) data store
(5) None of these

8. A(n)…………….allows network users to share a single copy of software, which resides on the network server.
(1) single-user license agreement
(2) network site license
(3) end-user license agreement
(4) business software license
(5) None of these

9. A polymorphic virus—
(1) modifies its program code each time it attaches itself to another program or file
(2) is a malicious-logic program that copies itself repeatedly in memory or on a disk drive until no memory or disk space remains
(3) a malicious-logic program that hides within or looks like a legitimate program
(4) infects a program file, but still reports the size and creation date of the original, uninfected program
(5) None of these

10. Microwave transmission is used in environments where installing physical transmission media is—
(1) difficult or impossible and where line-of-sight transmission is unavailable
(2) easy or promising and where line-of-sight transmission is unavailable
(3) difficult or impossible and where line-of-sight transmission is available
(4) easy or promising and where line-of-sight transmission is available
(5) None of these

11. Which is NOT a good Web security strategy?
(1) Restrict access to the Web server; keep a minimum number of ports open
(2) Limit the users who can load software, edit or add files.
(3) Add demo programs, so users can test system without accessing production data.
(4) Remove unnecessary compilers and interpreters.
(5) None of these

12. The altering of data so that it is not usable unless the changes are undone is—
(1) Biometrics
(2) Compression
(3) Encryption
(4) Ergonomics
(5) None of these

13. The word FIP stands for—
(1) File Translate Protocol
(2) File Transit Protocol
(3) File Typing Protocol
(4) File Transfer Protocol
(5) None of these

14. Voice mail—
(1) is the exchange of text messages and computer files transmitted via a communications network such as a local area network or the Internet
(2) permits users to converse in real time with each other via the computer while connected to the Internet
(3) functions much like an answering machine, allowing callers to leave a voice message for the called party
(4) involves using video and computer technology to conduct a meeting between participants at geographically separate locations
(5) None of these

15. A communication processor that connects dissimilar networks by providing the translation from one set of protocol to another is—
(1) Bridge
(2) Gateway
(3) Router
(4) Modem
(5) All of these

16. Which of the following is a general-purpose programming language, designed by Sun Microsystems, and well suited for use on the Web?
(1) VB Script
(2) Java Script
(3) CSS
(4) Java
(5) None of these

17. This.............tier processes HTTP protocol, scripting tasks, performs calculations, and provides access to data.
(1) Client
(2) Applications/Web server
(3) Enterprise server
(4) DBA
(5) None of these

18. RSA is—
(1) Symmetric Cryptosystem
(2) Asymmetric Cryptosystem
(3) Block Cypher
(4) Digital Signature
(5) None of these

19. A DVD-RAM is similar to a………………except it has storage capacities up to 5.2 GB.
(1) CD-R
(2) floppy disk
(3) CD-RW
(4) hard disk
(5) None of these

20. When you are selecting a mouse for a particular computer system, what is the most important consideration?
(1) The type of drivers that come with the mouse
(2) The length of the mouse cord
(3) The type of connector the mouse is equipped with
(4) The number of buttons the mouse has
(5) None of these

21. How is power supplied to a low-power USB device?
(1) Through a power cable
(2) From an external power supply
(3) Directly from the computer's power supply
(4) Through the USB cable
(5) None of these

22. All of the following are basic principles of net works, except—
(1) each computer must have a network card
(2) there must be communications media connecting the network hardware devices
(3) there must be at least one connecting device
(4) each computer must have software that supports the movement of information
(5) None of these

23. The………….data mining technique derives rules from real-world case examples.
(1) Rule discover
(2) Signal processing
(3) Neural nets
(4) Case-based reasoning
(5) None of these

24. …………….are used to identify a user who returns to a Website.
(1) Cookies
(2) Plug-ins
(3) Scripts
(4) ASPs
(5) None of these

25. Which one of the following objects is passed to a Java Bean when one of its properties is set via a JSP action?
(1) Servlet Request
(2) Http Servlet Request
(3) Servlet Response
(4) Http Servlet Response
(5) None of these

Answers :
1. (1) 2. (4) 3. (3) 4. (4) 5. (1)
6. (2) 7. (2) 8. (2) 9. (1) 10. (4)
11. (4) 12. (3) 13. (1) 14. (3) 15. (2)
16. (2) 17. (1) 18. (4) 19. (3) 20. (3)
21. (4) 22. (2) 23. (3) 24. (1) 25. (3)

Dena Bank Agriculture Officers Exam., 2008 Solved Paper

Dena Bank Agriculture Officers Exam., 2008

(Held on 2-9-2008)

Agriculture

1. Which of the following crops is tolerant of soil on water salinity ?
(A) Date-palm
(B) Cabbage
(C) Orange
(D) Grapes
(E) Peas

2. How many minimum tractor hours per year of 40 H.P. power should be used approximately for purely agricultural use and not for custom service unit to become viable unit ?
(A) 500 hrs.
(B) 600 hrs.
(C) 1000 hrs.
(D) 1500 hrs.
(E) 2000 hrs.

3. Drip-irrigation has been most successful for……
(A) Rice
(B) Wheat
(C) Berseem
(D) Lucerne
(E) Grape

4. The percentage of Nitrogen (N) in DAP is……
(A) 46
(B) 26
(C) 18
(D) 80
(E) 30

5. Contract farming consists of……
(A) hiring land by farmers on contract basis for cultivation
(B) supply of agreed quantity of produce to agreed price to the company
(C) company taking on lease basis farmers’ land for cultivation
(D) processing cash crops, vegetables etc. by company and to give back to farmers
(E) providing inputs by company to farmers for improving quality of produce

6. Water held in the soil is not available to the plant, if it is held at tension……
(A) 1/3 atmosphere
(B) below 1/3 atmosphere
(C) 1-3 atmosphere
(D) 3-15 atmosphere
(E) above 15 atmosphere

7. While starting cultivation of medicinal and aromatic plants, first it should be ensured……
(A) cultivation expenses
(B) medicinal value of plants
(C) availability of processing unit
(D) location of the farm
(E) availability of assured profitable market

8. West Coast Tall (WCT) is a variety of……
(A) Paddy
(B) Cashew
(C) Coconut
(D) Arecanut
(E) Coco

9. The phenomenon of Heterosis has been most commercially exploited first in……
(A) Rice
(B) Wheat
(C) Maize
(D) Sugarcane
(E) Tobacco

10. Processed meat and poultry products have good market. However, their export is mainly hampered due to……
(A) processing not as per demand
(B) breeds are not suitable for export
(C) no proper transport conditions
(D) unhygienic conditions of slaughter houses and animal diseases
(E) domestic market is available easily

11. Arabica is a type of……
(A) flower
(B) horse
(C) coffee
(D) vegetable
(E) fodder

12. Vermicompost is prepared with the help of following……
(A) Bacteria
(B) Earthworms
(C) Ants
(D) Virus
(E) Fungus

13. The average carbon / nitrogen ratio of soils is generally……
(A) 25 : 1
(B) 5 : 1
(C) 30 : 1
(D) 14 : 1
(E) None of these

14. In case of Drip irrigation which of the following advantage is observed ?
(A) It saves water
(B) Root system of plant remains in upper layer of soil
(C) Plastic tubes are not harmed by rats
(D) Life of drip irrigation is very long
(E) Where there is lot of rainfall, there are no limitation to such system

15. If PE denotes monthly average value of potential evapo–transpiration and R stands for monthly average rainfall, the period having PE/4 greater than or equal to R, is designated as……
(A) Moist
(B) Humid
(C) Moderately Dry
(D) Severe Drought
(E) Dry

16. The National Agricultural Insurance Scheme in its first two years of operation envisaged to cover……
(A) all crops-grown by small and marginal farmers only
(B) all crops-cultivated with the help of crop loans only irrespective of the size of holding of the borrowers
(C) all food crops-cultivated by all types of farmers
(D) only horticultural crops
(E) only seven commercial crops-grown under contract farming system

17. Which one of the following breeds of sheep produces superior carpet wool in India ?
(A) Nellore
(B) Nilgiri
(C) Sonadi
(D) Dorset
(E) Jaisalmeri

18. Which one of the following is a European Species of honeybee successfully introduced in India ?
(A) Apis mellifera
(B) Apis florea
(C) Apis dorsata
(D) Apis cerana
(E) Apis melipona

19. Which one of the following Indian States/Union Territories accounts for the largest quantity of shrimp production per annum, among all the states of India ?
(A) West Bengal
(B) Andaman and Nicobar Islands
(C) Orissa
(D) Kerala
(E) None of these

20. The hybrid of which one of the following crops was evolved by India using modern DNA techniques and released in February 2005 ?
(A) Ricinus communis
(B) Solgum vulgare
(C) Pennisetum typhoides
(D) Arachis hypogaea
(E) India has not released any such hybrid so far

21. As per the WTO Uruguay Round Agreement the domestic support creating trade distorting effect on agricultural commodities are included in……
(A) Green Box
(B) Amber Box
(C) Pink Box
(D) Blue Box
(E) None of these

22. Which one of the following is the name of the nematode, which lives as internal parasite of buds and foliage of Chrysanthemum and strawberry and causes distortions and crinkling of foliage, and leaf spots ?
(A) Aphelenchoides besseyi
(B) Pratilenchus thornei
(C) Meloidogyne incognita
(D) Aphelenchoides ritzemabosi
(E) None of these

23. Which of the following materials do not fit into the list of the raw materials used for feeding the earthworms in the scientific management of Vermiculture ?
(A) Grass Clippings
(B) Curd
(C) Carrot tops
(D) Lettuce leaves
(E) All are useful

24. A small dairy farm daily produces 100 kilograms of average quality buffalo milk and sells it to an organised dairy at the rate of Rs. 100 per kilogram of total solids contained in the milk. How much would be the daily gross income of the farm from the sale of milk ?
(A) Between Rs. 2,000 and Rs. 2,200
(B) Between Rs. 1,250 and Rs. 1,400
(C) Between Rs. 700 and Rs. 825
(D) Between Rs. 1,000 and Rs. 1,100
(E) Between Rs. 1,650 and Rs. 1,850

25. What would be the most probable date of giving the delivery of one day old chicks by a hatchery farmer, who has put the fertile eggs of hen on his well functioning incubator on First of January ?
(A) February 20
(B) February 5
(C) January 29
(D) January 22
(E) January 15

26. Which one of the following crops is sensitive to salt as well as boron in soil and water ?
(A) Grape
(B) Sugar beet
(C) Carrot
(D) Cotton
(E) None of these

27. Which one of the following ornamental plants is a native of India and has been introduced into several countries from India ?
(A) Gladiolus
(B) Orchids
(C) Bougainvillea
(D) Marigold
(E) None of these

28. How much area could be covered for giving one irrigation of 3" depth by a pumpset of one cusec output in the operation of 600 hours, if the water conveyance efficiency is 80 per cent ?
(A) 180 acres
(B) 320 acres
(C) 240 acres
(D) 160 acres
(E) None of these

29. If in a water tank, the water pressure is 5 kg/cm², then, pressure head would be :
(A) 50 m
(B) 10 m
(C) 20 m
(D) 5 m
(E) None of these

30. Approximately how many eggs does a female silkworm lay in 24 hours after the proper copulation with the male moth in India ?
(A) 200
(B) 1200
(C) 100
(D) 400
(E) None of these

31. The causal organism of Ranikhet disease of fowls is……
(A) Pasteurella multocida
(B) Brucella melitensis
(C) Clorstridium chauvoei
(D) Sporoltrix schenkii
(E) None of these

32. Which one of the following is the name of self-fruitful variety of Prunus domestica grown in India ?
(A) Virginia Gold
(B) Santa Rosa
(C) Grand Duke
(D) Rome Beauty
(E) None of these

33. Other things being suitable, what level of temperature is considered ideal for optimum growth of banana crop ?
(A) 36°C
(B) 18°C
(C) 30°C
(D) 12°C
(E) 27°C

34. The deficiency of which one of the following vitamins in the ration of Poultry birds increases the Coagulation time of blood and creates the danger of haemorrhage ?
(A) Vitamin A
(B) Vitamin B₁
(C) Vitamin K
(D) Vitamin D
(E) Vitamin B₆

35. Which one of the following commodities does fall within the scope of the activities of National Horticulture Mission in India ?
(A) Tomato
(B) Arecanut
(C) Cashewnut
(D) Coconut
(E) All above horticultural crops

36. Which one of the following is a species of grasses suitable for soil conservation of ravine lands and the land affected by shifting cultivation ?
(A) Pennisetum polystachyon
(B) Cenchurus setigerus
(C) Eulalioposis binata
(D) Lasiurus sindicus
(E) Penicum antidotale

37. Which one of the following is the name of a dual purpose Indian cattle breed, which has been exported widely to Latin American countries in the past ?
(A) Gir
(B) Kankrej
(C) Tharparkar
(D) Nagauri
(E) None of these

38. Iodine deficiency in the Sow’s ratio during pregnancy would be reflected through the symptom of……
(A) Lactation failure
(B) Poor reproduction
(C) Birth of dead or weak piglets
(D) Birth of hairless piglets
(E) Birth of blind piglets

39. Which one of the following states has the largest area under Forest cover among all the states given in the list ?
(A) Andhra Pradesh
(B) Assam
(C) Himachal Pradesh
(D) Mizoram
(E) Rajasthan

40. In the literature on the development of GMO crops, which one of the following crops is among those crops that have been designated as Orphan Crops ?
(A) Soybean
(B) Corn
(C) Cowpea
(D) Canola
(E) None of these

41. Which one of the following would be the probable date of kidding for a she-goat that has been successfully serviced on First of March ? (All dates belong to the same year)
(A) June 12
(B) July 29
(C) August 28
(D) September 15
(E) May 30

42. In India, which one of the following should be considered the right combination of the age in days and live body weight in kg for a lamb for its weaning ?
(A) 20 days to 30 days and 6 kg to 7 kg
(B) 45 days to 60 days and 8 kg to 10 kg
(C) 105 days to 120 days and 18 kg to 21 kg
(D) 75 days to 90 days and 12 kg to 15 kg
(E) 55 days to 70 days and 9 kg to 11 kg

43. What is the causal organism of Powdery mildew of Ricinus communis ?
(A) Sphacelotheca reiliana
(B) Claviceps microcephala
(C) Leveillula taurica
(D) Puccinia carthami
(E) Fusarium annuum

44. Which one of the following countries has been the largest importer of floriculture products; especially rose and lotus flowers in terms of value from India over last five years among all the countries given in the list ?
(A) Japan
(B) Italy
(C) Netherlands
(D) UAE
(E) USA

45. As a good management practice recommended for the growing cattle in India, what should be the daily requirement of TDN for a cattle of 200 kg live body weight ?
(A) 3•2 kg
(B) 1•8 kg
(C) 2•4 kg
(D) 4•0 kg
(E) 0•9 kg

46. Milk fever in cattle is caused due to the deficiency of :
(A) Ca
(B) Fe
(C) Vit. ‘D’
(D) N
(E) None of these

47. The cake of which one of the following materials prepared with the comparable processing technology, contains the largest percentage of ‘N’ plant nutrient among all the materials given in the list ?
(A) Coconut
(B) Neem
(C) Palm nut
(D) Mahua
(E) Karanj

48. In respect of total foodgrains production during 2007-08 in India, which is correct in production (million tonnes) ?
(A) 230•67
(B) 207•00
(C) 217•85
(D) 200•00
(E) None of these

49. Which one of the following feeding material is usually relished by the goats in India ?
(A) Hay prepared from forest grasses
(B) Straw of Sorghum vulgare
(C) Silage of Sorghum vulgare
(D) Straw of Phaseolus aureus
(E) None of these

50. During last five years, which of the following Institutions have extended the largest amount of fresh credit for agriculture in India among all the institutions given in the list ?
(A) NABARD (Direct credit)
(B) Commercial Banks
(C) Cooperative Banks
(D) Primary Agricultural Credit Societies
(E) Regional Rural Banks and Local Area Banks

Answers :
1. (A) 2. (C) 3. (E) 4. (C) 5. (C) 6. (E) 7. (E) 8. (C) 9. (C) 10. (D)
11. (A) 12. (B) 13. (D) 14. (A) 15. (B) 16. (C) 17. (E) 18. (A) 19. (A) 20. (E)
21. (E) 22. (D) 23. (B) 24. (D) 25. (D) 26. (C) 27. (B) 28. (D) 29. (A) 30. (B)
31. (E) 32. (B) 33. (B) 34. (C) 35. (E) 36. (A) 37. (B) 38. (D) 39. (A) 40. (B)
41. (C) 42. (D) 43. (C) 44. (E) 45. (B) 46. (A) 47. (B) 48. (A) 49. (D) 50. (E)

Bank of Baroda Probationary Officers Exam., 2008 Solved Paper

Bank of Baroda Probationary Officers Exam., 2008

(Held on 5-10-2008)

General Socio-Economic & Banking Awareness :

Solved Paper

1. RBI’s open market operation transactions are carried out with a view to regulate—
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above

2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as—
(A) Participation
(B) Consortium
(C) Syndication
(D) Multiple banking
(E) None of these

3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities
(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these

4. The bank rate means—
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
(E) None of these

5. What is an Indian Depository Receipt ?
(A) A deposit account with a Public Sector Bank
(B) A depository account with any of Depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
(D) An instrument in the form of deposit receipt issued by Indian depositories
(E) None of these

6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as—
(A) Derivative
(B) Securitisation Receipts
(C) Hedge Fund
(D) Factoring
(E) Venture Capital Funding

7. Fiscal deficit is—
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing
(E) None of these

8. In the Capital Market, the term arbitrage is used with reference to—
(A) purchase of securities to cover the sale
(B) sale of securities to reduce the loss on purchase
(C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets
(E) Any of the above

9. Reverse repo means—
(A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities
(B) Absorption of liquidity from the market by sale of Govt. securities
(C) Balancing liquidity with a view to enhancing economic growth rate
(D) Improving the position of availability of the securities in the market
(E) Any of the above

10. The stance of RBI monetary policy is—
(A) inflation control with adequate liquidity for growth
(B) improving credit quality of the Banks
(C) strengthening credit delivery mechanism
(D) supporting investment demand in the economy
(E) Any of the above

11. Currency Swap is an instrument to manage—
(A) Currency risk
(B) interest rate risk
(C) currency and interest rate risk
(D) cash flows in different currencies
(E) All of the above

12. ‘Sub-prime’ refers to—
(A) lending done by banks at rates below PLR
(B) funds raised by the banks at sub-Libor rates
(C) Group of banks which are not rated as prime banks as per Banker’s Almanac
(D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
(E) All of the above

13. Euro Bond is an instrument—
(A) issued in the European market
(B) issued in Euro Currency
(C) issued in a country other than the country of the currency of the Bond
(D) All of the above
(E) None of these

14. Money Laundering normally involves—
(A) placement of funds
(B) layering of funds
(C) integration of funds
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

15. The IMF and the World Bank were conceived as institutions to—
(A) strengthen international economic co-operation and to help create a more stable and prosperous global economy
(B) IMF promotes international monetary cooperation
(C) The World Bank promotes long term economic development and poverty reduction
(D) All of (A), (B) and (C)
(E) None of (A), (B) and (C)

16. Capital Market Regulator is—
(A) RBI
(B) IRDA
(C) NSE
(D) BSE
(E) SEBI

17. In the term BRIC, R stands for—
(A) Romania
(B) Rajithan
(C) Russia
(D) Regulation
(E) None of these

18. FDI refers to—
(A) Fixed Deposit Interest
(B) Fixed Deposit Investment
(C) Foreign Direct Investment
(D) Future Derivative Investment
(E) None of these

19. What is Call Money ?
(A) Money borrowed or lent for a day or over night
(B) Money borrowed for more than one day but upto 3 days
(C) Money borrowed for more than one day but upto 7 days
(D) Money borrowed for more than one day but upto 14 days
(E) None of these

20. Which is the first Indian company to be listed in NASDAQ ?
(A) Reliance
(B) TCS
(C) HCL
(D) Infosys
(E) None of these

21. Which of the following is the Regulator of the credit rating agencies in India ?
(A) RBI
(B) SBI
(C) SIDBI
(D) SEBI
(E) None of these

22. Who is Brand Endorsing Personality of Bank of Baroda ?
(A) Juhi Chawla
(B) Kiran Bedi
(C) Amitabh Bachchan
(D) Kapil Dev
(E) None of these

23. The branding line of Bank of Baroda is—
(A) International Bank of India
(B) India’s International Bank
(C) India’s Multinational Bank
(D) World’s local Bank
(E) None of these

24. The logo of Bank of Baroda is known as—
(A) Sun of Bank of Baroda
(B) Baroda Sun
(C) Bank of Baroda’s Rays
(D) Sunlight of Bank of Baroda
(E) None of these

25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ?
(i) China’s economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc.
(ii) In the year 2007 China’s exports became almost 40% of its GDP.
(iii) When compared to India China’s share in the World Exports is more than 30% whereas India’s share is mere 6% of the global exports.
(A) Only (i)
(B) Only (ii)
(C) Both (i) and (ii)
(D) All (i), (ii) and (iii)
(E) None of these

26. One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general ?
(A) Know Your Customer Norms
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) None of these

27. Lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of ‘M’ in ‘M-Banking’ ?
(A) Money
(B) Marginal
(C) Message
(D) Mutual Fund
(E) Mobile Phone

28. Which of the following is/are true about the ‘Sub-Prime Crisis’ ? (The term was very much in news recently.)
(i) It is a mortgage crisis referring to credit default by the borrowers.
(ii) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers.
(iii) This crisis originated because of negligence in credit rating of the borrowers.
(A) Only (i)
(B) Only (ii)
(C) Only (iii)
(D) All (i), (ii) and (iii)
(E) None of these

29. Which of the following is not the part of the structure of the Financial System in India ?
(A) Industrial Finance
(B) Agricultural Finance
(C) Government Finance
(D) Development Finance
(E) Personal Finance

30. Which of the following is not the part of the scheduled banking structure in India ?
(A) Money Lenders
(B) Public Sector Banks
(C) Private Sector Banks
(D) Regional Rural Banks
(E) State Co-operative Banks

31. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ?
(i) Tax on Income
(ii) Tax on Expenditure
(iii) Tax on Property or Capital Asset
(iv) Tax on Goods and Services
(A) Both (i) and (iii) only
(B) Both (ii) and (iv) only
(C) All (i), (ii), (iii) and (iv)
(D) Only (ii), (iii) and (iv)
(E) None of these

32. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ?
(i) To attract foreign investment directly.
(ii) To protect domestic market from direct competition from multinationals.
(iii) To provide more capital to agricultural and allied activities.
(A) Only (i)
(B) Only (ii)
(C) Only (iii)
(D) All (i), (ii) and (iii)
(E) None of these

33. Which of the following groups of countries has almost 50% share in global emission of carbon every year ?
(A) US, China, India, South Africa
(B) India, China, Russia, Britain
(C) South Africa, Nepal, Myanmar
(D) US, Russia, China & India
(E) None of these

34. Which of the following correctly describes the concept of ‘Nuclear Bank’ floated by International Atomic Energy Agency ?
(i) It is a nuclear fuel bank to be shared by all the nations jointly.
(ii) It is a facility to help nations in enrichment of uranium.
(iii) It is an agency which will keep a close vigil on the nuclear programme of all the nations.
(A) Only (i)
(B) Only (ii)
(C) Both (i) and (iii) only
(D) Only (iii)
(E) Both (i) and (ii) only

35. Many times we read about Future Trading in newspapers. What is ‘Future Trading’ ?
(i) It is nothing but a trade between any two stock exchanges wherein it is decided to purchase the stocks of each other on a fixed price throughout the year.
(ii) It is an agreement between two parties to buy or sell an underlying asset in the future at a predetermined price.
(iii) It is an agreement between stock exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time.
(A) Only (i)
(B) Only (ii)
(C) Only (iii)
(D) All (i), (ii) and (iii)
(E) None of these

36. Inflation in India is measured on which of the following indexes/indicators ?
(A) Cost of Living Index (COLI)
(B) Consumer Price Index (CPI)
(C) Gross Domestic Product
(D) Wholesale Price Index (WPI)
(E) None of these

37. As per the reports published in the newspapers a section of society staged a demonstration at the venue of the G-8 Summit recently. What was/were the issues towards which these demonstrators were trying to draw the attention of G-8 leaders ?
(i) Food shortage which has taken 50 million people in its grip.
(ii) Inflation which has gone up substantially across the Globe.
(iii) USA’s consistent presence in Iraq.
(A) Only (i)
(B) Only (ii)
(C) Only (iii)
(D) Both (i) and (ii) only
(E) None of these

38. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA ?
(A) George Bush
(B) Barack Obama
(C) John McCain
(D) Bill Clinton
(E) None of these

39. Hugo Chavez whose name was recently in news is the—
(A) President of Congo
(B) Prime Minister of Uganda
(C) President of Venezuela
(D) Prime Minister of Brazil
(E) None of these

40. The Govt. of India has raised the amount of the Loan Waiver to the farmers by 20%. Now the amount is nearly—
(A) Rs. 60,000 crore
(B) Rs. 65,000 crore
(C) Rs. 72,000 crore
(D) Rs. 76,000 crore
(E) Rs. 80,000 crore

41. Delimitation Commission has made a recommendation that next Census should be Panchayat-wise. When is the next Census due ?
(A) 2010
(B) 2011
(C) 2012
(D) 2013
(E) 2015

42. The World Health Organisation has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ?
(A) Tobacco
(B) Alcoholic drinks
(C) Junk Food
(D) Soft drinks with chemical preservatives
(E) None of these

43. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ?
(A) Japan
(B) South Korea
(C) China
(D) South Africa
(E) None of these

44. India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements ?
(A) Kosi
(B) Gandak
(C) Ganga
(D) Mahakali
(E) All these rivers are covered

45. Which of the following names is not closely associated with space programme of India or any other country ?
(A) CARTOSAT
(B) NLS - 5
(C) RUBIN - 8
(D) GSLV
(E) SCOPE

46. Vijay Hazare Trophy is associated with the game of—
(A) Hockey
(B) Cricket
(C) Badminton
(D) Football
(E) Golf

47. Which of the following was the theme of the Olympic Torch ?
(A) Journey of Harmony
(B) Green World Clean World
(C) Journey of Peace
(D) Journey for Hunger-free World
(E) None of these

48. Which of the following schemes is not a social development Scheme ?
(A) Indira Awas Yojana
(B) Mid Day Meal
(C) Bharat Nirman Yojana
(D) Sarva Shiksha Abhiyan
(E) All are social schemes

49. Which of the following is not a member of the ASEAN ?
(A) Malaysia
(B) Indonesia
(C) Vietnam
(D) Britain
(E) Singapore

50. Which of the following Awards are given for excellence in the field of Sports ?
(A) Kalinga Prize
(B) Shanti Swarup Bhatnagar Award
(C) Arjun Award
(D) Pulitzer Prize
(E) None of these

Answers :
1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E)
11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16. (E) 17. (C) 18. (C) 19. (A) 20. (D)
21. (D) 22. (E) 23. (B) 24. (B) 25. (C) 26. (E) 27. (E) 28. (D) 29. (E) 30. (A)
31. (C) 32. (A) 33. (D) 34. (B) 35. (B) 36. (D) 37. (B) 38. (B) 39. (C) 40. (A)
41. (B) 42. (A) 43. (C) 44. (C) 45. (E) 46. (B) 47. (A) 48. (C) 49. (D) 50. (C

Andhra Bank Probationary Ofiicers Exam.,2008 Solved Paper

Andhra Bank Probationary Officer’s Exam., 2008

(Held on 14-09-2008)

General Awareness

1. Who amongst the following does not belong to political party which is normally referred as left front?
(A) Prakash Karat
(B) A.B.Bardhan
(C) D.Raju
(D) T.J.Chandrachoodan
(E) M.Veerappa Moily
Ans (E) M.Veerappa Moily is a congress leader.
2. Sujat and Balsara villages were in news recently as breach in main Narmada Canal made them flooded. Both these villages are in which of the following States?
(A) Maharashtra
(B) Madhya Pradesh
(C) Gujarat
(D) Rajasthan
(E) None of these
Ans (C)
3. As per the estimates given by the Asian Development Bank (ADB) the Indian Economy will grow at which of the following rates in 2008 ?
(A) 7%
(B) 7.5%
(C) 8%
(D) 8.5%
(E) None of these
Ans (C)
4. Which of the following is NOT one of the recommendations of the committee setup on Financial Sector Reforms under the Chairmanship of Raghuram G.Rajan ?
(1) Give more freedoms to banks to setup branches and ATMS anywhere
(2) Setup an office of financial ombudsmen
(3) All deposits taking institutions should be free from the supervision of the RBI
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) Only 2 & 3
Ans (A)
5. The Govt. of which of the following States has formed a Fisherman Debt Commission and a moratorium has been placed on proceedings relating to all debts incured by poor fisherman from banks and cooperatives ?
(A) West Bengal
(B) Keral
(C) Orissa
(D) Karnataka
(E) None of these
Ans (B)
6. Federal Reserves is the Central Bank of ___
(A) Britain
(B) U.S.A.
(C) Japan
(D) Canada
(E) China
Ans (B)
7. Which of the following was the issue over which one section of the UPA withdrew its support and Union Govt. headed by Dr. Man Mohan Singh was required to prove its majority in the Lok Sabha ?
(1) Inflation , which was on a rise consistently for some time
(2) Reservations of Gurjarrs in Govt. jobs
(3) Nuclear deal with USA
(A) Only 1
(B) only 2
(C) Only 3
(D) Both 1 & 2
(E) Only 2 & 3
Ans (C)
8. As a gesture to promote denuclearization and also to end nuclear arms programme the cooling tower of a nuclear complex situated in "Youngbyon" was demolished recently. This nuclear complex is in which of the following countries ?
(A) South Korea
(B) Iran
(C) China
(D) North Korea
(E) None of these
Ans (D)
9. The Reserve Bank of India (RBI) keeps on modifying various rates / ratios to keep the flow of liquidity in the market in a balanced situation . Which of the following rates/ratios/indexes is NOT directly controlled by the RBI ?
(A) Cash Reserve Ratio (CRR)
(B) Bank Rate
(C) Repo Rate
(D) Reserve Repo Rate
(E) Wholesale Price Index (WPI)
Ans (E)
10. China has signed an agreement with which of the following countries, which will help both the parties to make the East China Sea "a sea of peace, co-operation and friendship" ?
(A) North Korea
(B) South Korea
(C) Japan
(D) Russia
(E) All of these
Ans (C)
11. The former President of which of the following countries has taken over as the Prime Minister of the nation in May 2008 ?
(A) Venezuela
(B) Russia
(C) Uganda
(D) Tanzania
(E) None of these
Ans (B)
12. Which of the following companies of Indian origin has been placed amongst the World's seven Best Firms in Financial Sector ?
(A) IDBI Bank
(B) HDFC Bank
(C) Bajaj Capitals
(D) ICICI Bank
(E) None of these
Ans (B)
13. Michel Sleiman has taken over as the president of ____
(A) Lebanon
(B) Cuba
(C) Yemen
(D) Zambia
(E) Turkey
Ans (A)
14. Which of the following is/are true about the "Pradhan Mantri Adarsh Gram Yojana" to be launched in the near future ?
(1) This scheme is to develop those villages where SC/ST population is in prominence
(2) About 70,000 villages are identified for the same
(3) A special fund of Rs.7,000 Crore is setup for the scheme
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (A)
15. Which of the following countries had decided to come out of the membership of OPEC ?
(A) Iran
(B) Indonesia
(C) Kuwait
(D) Saudi Arabia
(E) None Of these
Ans (B)
16. Many Banks have adopted / launched "Core Banking Solution (CBS)" .Core Banking Solution is _______
(A) a marketing strategy adopted by the Banks
(B) a new type of ATM useful for rural population
(C) a delivery channel for quick and fast delivery
(D) a new product launched to help senior citizens only as they are not able to visit branches / ATMs frequently
(E) None of these
Ans (C)
17. As per the figures released recently, the rate of growth of agriculture during 2007-08 has been at the level of approximately ______
(A) 2.5 %
(B) 3 %
(C) 4.5 %
(D) 5 %
(E) 6.33 %
Ans (C)
18. The import of which of the following has raised the Current Account Deficit of India by about 77 % ?
(A) Oil
(B) Gas
(C) Sugar
(D) Foodgrain
(E) None of these
Ans (A)
19. The National e- Governance plan was launched by the Govt. of India in the year 2006 with which of the following intentions/objectives ?
(1) To provide qualitative service of Govt. business to the citizens of India
(2) To promote IT sector in India so that trained IT personnel do not go out of the country for jobs
(3) To keep a vigil on the business transaction of Indian population to avoid illegal transactions
(A) Only 1
(B) only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
Ans (A)
20. As per the figure released recently what was the per capita income at Current Price in the year 2007-08 in India? About ____
(A) Rs. 20,000/-
(B) Rs. 25,000/-
(C) Rs. 23,000/-
(D) Rs. 33,000/-
(E) Rs. 48,000/-
Ans (D)
21. Ana Ivanovic won the "French Open Women's Singles" of Lawn Tennis after defeating _______
(A) Katrina Srebtnik
(B) Dinara Safina
(C) Virginia Ruano Pascual
(D) Victoria Azarenka
(E) None of these
Ans (B)
22. The World Environment Day is celebrated on which of the following days?
(A) 5TH October
(B) 5TH August
(C) 5TH July
(D) 5TH June
(E) None of these
Ans (D)
23. Who amongst the following is included in the list of "Biggest Brains in Business"?
(A) L. N. Mittal
(B) Anil Ambani
(C) Kumar Mangalam Birla
(D) Mukesh Ambani
(E) Ratan Tata
Ans (A)
24. Which of the following cannot be called as a value Added service offered by a Bank?
(A) Special accounts for poor sections of the society
(B) Accident insurance cover
(C) Instant Credits of Outstation Cheques
(D) Free cheque book
(E) All are value Added services
Ans (D)
25. Which of the following is the total amount Government of India has earmarked for Agriculture Debt Waiver and Debt Relief Scheme 2008 ?
(A) Rs.10,000 Crore
(B) Rs.25,000 Crore
(C) Rs.45,000 Crore
(D) Rs.72,000 Crore
(E) Rs.83,000 Crore
Ans (D)
26. Which of the following States of India was recognized as the Best e- Governed State in 2007 ?
(A) Jammu & Kashmir
(B) Tamil Nadu
(C) Madhya Pradesh
(D) Goa
(E) Delhi
Ans (E)
27. Daiichi Sanyo which has taken a major stake in India's Pharma company Ranbaxy is a firm based in ____
(A) China
(B) South Korea
(C) North Korea
(D) Japan
(E) USA
Ans (D)
28. Which of the following airlines became the first Indian Based Airlines to operate flight to China?
(A) Indian
(B) Air India
(C) Kingfisher
(D) Jet Airways
(E) None of these
Ans (D)
29. Which of the following meets / summit was organized in Damascus in March 2008 ?
(A) Arab League Summit
(B) G-8 Summit
(C) G-15 Summit
(D) Meeting of trade Minister of WTO members
(E) None of these
Ans (A)
30. India recently signed a Bilateral Investment Promotion Agreement (BIPA) with which of the following countries ?
(A) China
(B) Bangladesh
(C) Nepal
(D) Bhutan
(E) Myanmar
Ans (E)
31. Opening the Saving Bank Account of a minor girl will be called as which of the following in Banking terminology ?
(A) Retail Banking
(B) Merchant Banking
(C) Institutional Banking
(D) Social Banking
(E) Corporate Banking
Ans (A)
32. Which of the following terms NOT used in Banking Sector?
(A) SLR
(B) NPA
(C) Credit Rating
(D) Fixed
(E) PURA
Ans (E)
33. Banking Sector will fall under which of the following sectors?
(A) Agriculture Sector
(B) Service Sector
(C) Manufacturing
(D) Industrial Sector
(E) None of these
Ans (B)
34. An account in which trading of shares in their electronic form is done is known as _____
(A) Demat Account
(B) NRI Account
(C) NRIO Account
(D) Current Account
(E) None of these
Ans (A)
35. Which of the following is NOT a measure of the Risk Management in Banks ?
(A) CRR
(B) RTGS
(C) SLR
(D) Deposit Insurance
(E) All are the measures of risk management
Ans (B)
36. The foreign Direct Investment this year in India reached to the level of about US $ 3.74 billion. In comparison to last years investment the increase is About _______
(A) 50 %
(B) 100%
(C) 125 %
(D) 200 %
(E) 250 %
Ans (C)
37. The duration of which of the following Policies / Schemes is from 2004-2009 ?
(A) Foreign Trade Policy
(B) 11th Five Year Plan
(C) 10th Five Year Plan
(D) National Rural Guarantee Act
(E) None of these
Ans (A)
38. Which of the following test is conducted to know if a sportsman has taken any performance enhancing drugs ?
(A) EEG
(B) Narco Test
(C) ELISA Test
(D) Mind mapping
(E) DOPE tEST
Ans (E)
39. Who amongst the following is the recipient of the IIFA Awards 2008 as Best Actress?
(A) Shamita Shetty
(B) Rani Mukherjee
(C) Priyanka Chopra
(D) Konkana Sen
(E) Kareena Kapoor
Ans (E)
40. Who amongst the following is the author of the book "Toward a Hunger Free World" ?
(A) A.P.J.Abdul Kalam
(B) Ashok Lahiri
(C) Amartya Sen
(D) M.S.Swaminathan
(E) None of these
Ans (D)
41. Which of the following awards is given in the field of cinema?
(A) Kalidas Samman
(B) Dronacharya Award
(C) Arjun Award
(D) Kalinga Award
(E) Dada Sahab Phalke Award
Ans (E)
42. Sudan recently cut its ralations with which of the following countries following an attack on Khartoum by a Darfur Rebel Group ?
(A) Chad
(B) Uganda
(C) Libya
(D) Lebanon
(E) None of these
Ans (A)
43. Who amongst the following is the Chairperson of the Children's Film Society?
(A) Kareena Kapoor
(B) Jaya Bachchan
(C) Shabana Azmi
(D) Sridevi
(E) None of these
Ans (E) Nafisa Ali
44. Which of the following is the abbreviated name of an autonomous organization under Ministry of Rural Development ?
(A) NIMI
(B) IGNOU
(C) CAPART
(D) NPCIL
(E) ICRP
Ans (C)
45. World's largest oil reserves (about 2/3rd) are located in ____
(A) Russia
(B) Middle East
(C) Africa
(D) Europe
(E) Canada
Ans (B)
46. Who amongst the following is the author of "Animal People" which was adjudged as the Best Book of the Year?
(A) V.S.Naipaul
(B) Indra Sinha
(C) William Darlymple
(D) Bill Clinton
(E) John Banville
Ans (B)
47. What is India's rating in the "Doing Business Report" prepared by the World Bank ?
(A) 55th
(B) 80th
(C) 100th
(D) 120th
(E) None of these
Ans (D) According to 2008 India's rating in the "Doing Business Report" prepared by the World Bank was 120th but to 2009 India's rating in the "Doing Business Report" prepared by the World Bank is 122nd position.
48. Which of the following term related with the game of Cricket ?
(A) Grand Slam
(B) Half Nelson
(C) Ashes
(D) Screen
(E) Love
Ans (C)
49. The Russian President visited China in May 2008 and signed a deal for the security of which of the following?
(A) Global Energy
(B) China Sea
(C) Intellectual Property Rights of the Chinese Scientists
(D) Nuclear installation in China
(E) None of these
Ans (D)
50. Which of the following Programmes / Schemes of the Govt. of India is NOT directly related with agriculture activities ?
(A) Drought Prone Areas Programmes (DPAP)
(B) Promotion of Integrated Pest Management (IPM)
(C) Integrated Westlands Development Programme (IWDP)
(D) ANNAPURNA
(E) Desert Development Programme (DDP)